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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,500 | $111,535+31.3% | $105,223+39.2% | $137,256+6.7% |
| Participation rate | 94.1% | 78.1%+16.0pp | 75.0%+19.1pp | 80.0%+14.2pp |
| Annual return | 13.89% | 237.85%-224.0pp | 180.65%-166.8pp | 220.34%-206.4pp |
| Employer contribution / active EE | $4,487 | $3,939+13.9% | $3,689+21.6% | $4,156+8.0% |
| Participant deferral / active EE | $8,691 | $5,500+58.0% | $5,072+71.4% | $6,407+35.7% |
| Admin fee / account holder | $2,258 | $9,721-76.8% | $8,859-74.5% | $12,270-81.6% |