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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,500 | $114,119+28.4% | $107,187+36.7% | $138,895+5.5% |
| Participation rate | 94.1% | 78.1%+16.0pp | 75.0%+19.1pp | 79.9%+14.2pp |
| Annual return | 13.89% | 273.21%-259.3pp | 204.55%-190.7pp | 145.39%-131.5pp |
| Employer contribution / active EE | $4,487 | $4,059+10.5% | $3,782+18.6% | $4,194+7.0% |
| Participant deferral / active EE | $8,691 | $5,538+56.9% | $5,096+70.5% | $6,396+35.9% |
| Admin fee / account holder | $2,258 | $10,024-77.5% | $9,162-75.4% | $12,562-82.0% |