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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,093 | $81,446+83.1% | $103,374+44.2% | $80,874+84.4% |
| Participation rate | 66.7% | 66.9%-0.2pp | 74.5%-7.8pp | 67.6%-1.0pp |
| Annual return | 25.52% | 25.57%0pp | 24.89%+0.6pp | 35.62%-10.1pp |
| Employer contribution / active EE | $3,567 | $3,107+14.8% | $3,869-7.8% | $2,756+29.4% |
| Participant deferral / active EE | $7,431 | $3,870+92.0% | $5,058+46.9% | $4,297+72.9% |
| Admin fee / account holder | $9,217 | $6,715+37.3% | $8,394+9.8% | $6,935+32.9% |