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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $341,229 | $178,174+91.5% | $156,181+118.5% | $137,256+148.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 10.98% | 84.19%-73.2pp | 64.87%-53.9pp | 220.34%-209.4pp |
| Employer contribution / active EE | $17,963 | $4,972+261.3% | $4,294+318.3% | $4,156+332.2% |
| Participant deferral / active EE | $0 | $6,888-100.0% | $6,132-100.0% | $6,407-100.0% |
| Admin fee / account holder | $15,663 | $17,404-10.0% | $14,586+7.4% | $12,270+27.7% |