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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,117 | $154,228+55.7% | $145,433+65.1% | $137,256+74.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 4.40% | 74.59%-70.2pp | 66.58%-62.2pp | 220.34%-215.9pp |
| Employer contribution / active EE | $3,668 | $4,804-23.6% | $4,554-19.5% | $4,156-11.7% |
| Participant deferral / active EE | $14,523 | $8,216+76.8% | $7,897+83.9% | $6,407+126.7% |
| Admin fee / account holder | $961 | $14,344-93.3% | $13,129-92.7% | $12,270-92.2% |