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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,117 | $196,972+21.9% | $182,262+31.7% | $198,609+20.9% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 4.40% | 158.27%-153.9pp | 140.60%-136.2pp | 202.70%-198.3pp |
| Employer contribution / active EE | $3,668 | $5,364-31.6% | $5,046-27.3% | $5,055-27.4% |
| Participant deferral / active EE | $14,523 | $8,643+68.0% | $8,276+75.5% | $6,977+108.2% |
| Admin fee / account holder | $961 | $18,429-94.8% | $16,712-94.2% | $19,030-94.9% |