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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,457 | $48,011+0.9% | $63,803-24.1% | $82,637-41.4% |
| Participation rate | 22.9% | 66.6%-43.7pp | 72.7%-49.8pp | 68.1%-45.2pp |
| Annual return | 13.97% | 19.84%-5.9pp | 543.72%-529.8pp | 53.51%-39.5pp |
| Employer contribution / active EE | $0 | $1,904-100.0% | $2,532-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $1,218 | $2,846-57.2% | $3,843-68.3% | $4,126-70.5% |
| Admin fee / account holder | $0 | $3,873-100.0% | $5,196-100.0% | $7,339-100.0% |