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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,641 | $108,825-46.1% | $156,181-62.5% | $82,448-28.9% |
| Participation rate | 46.4% | 72.4%-25.9pp | 78.8%-32.4pp | 68.1%-21.6pp |
| Annual return | 12.97% | 20.59%-7.6pp | 64.87%-51.9pp | 41.64%-28.7pp |
| Employer contribution / active EE | $1,118 | $2,870-61.1% | $4,294-74.0% | $2,551-56.2% |
| Participant deferral / active EE | $2,960 | $4,577-35.3% | $6,132-51.7% | $4,139-28.5% |
| Admin fee / account holder | $1,387 | $9,341-85.1% | $14,586-90.5% | $7,234-80.8% |