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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,578 | $102,382+178.9% | $147,005+94.3% | $80,874+253.1% |
| Participation rate | 91.4% | 75.8%+15.6pp | 82.2%+9.3pp | 67.6%+23.8pp |
| Annual return | 11.44% | 134.89%-123.4pp | 418.76%-407.3pp | 35.62%-24.2pp |
| Employer contribution / active EE | $5,442 | $3,715+46.5% | $4,934+10.3% | $2,756+97.5% |
| Participant deferral / active EE | $15,418 | $6,646+132.0% | $8,070+91.1% | $4,297+258.8% |
| Admin fee / account holder | $3,301 | $7,942-58.4% | $13,006-74.6% | $6,935-52.4% |