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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,094 | $55,889+45.1% | $76,119+6.5% | $80,935+0.2% |
| Participation rate | 96.2% | 62.1%+34.2pp | 69.1%+27.2pp | 67.7%+28.6pp |
| Annual return | 15.14% | 20.58%-5.4pp | 361.25%-346.1pp | 35.66%-20.5pp |
| Employer contribution / active EE | $568 | $1,866-69.5% | $2,693-78.9% | $2,757-79.4% |
| Participant deferral / active EE | $6,328 | $3,051+107.4% | $4,259+48.6% | $4,299+47.2% |
| Admin fee / account holder | $6,020 | $5,241+14.9% | $6,421-6.2% | $6,924-13.1% |