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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,906 | $81,331-86.6% | $155,534-93.0% | $80,935-86.5% |
| Participation rate | 63.0% | 66.3%-3.3pp | 78.2%-15.3pp | 67.7%-4.7pp |
| Annual return | 11.04% | 33.37%-22.3pp | 64.92%-53.9pp | 35.66%-24.6pp |
| Employer contribution / active EE | $0 | $3,105-100.0% | $4,675-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $3,116 | $3,454-9.8% | $5,630-44.7% | $4,299-27.5% |
| Admin fee / account holder | $298 | $7,999-96.3% | $15,900-98.1% | $6,924-95.7% |