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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $468,110 | $225,673+107.4% | $203,872+129.6% | $155,188+201.6% |
| Participation rate | 61.5% | 80.3%-18.8pp | 77.8%-16.3pp | 80.8%-19.3pp |
| Annual return | 17.35% | 95.91%-78.6pp | 85.11%-67.8pp | 148.84%-131.5pp |
| Employer contribution / active EE | $0 | $4,099-100.0% | $3,757-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $19,233 | $6,893+179.0% | $6,388+201.1% | $6,531+194.5% |
| Admin fee / account holder | $54,911 | $12,327+345.5% | $11,730+368.1% | $14,480+279.2% |