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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,558 | $125,184-18.9% | $105,607-3.8% | $145,884-30.4% |
| Participation rate | 85.7% | 77.6%+8.1pp | 75.3%+10.4pp | 80.3%+5.4pp |
| Annual return | 10.27% | 225.00%-214.7pp | 116.11%-105.8pp | 551.85%-541.6pp |
| Employer contribution / active EE | $4,022 | $3,720+8.1% | $3,167+27.0% | $4,662-13.7% |
| Participant deferral / active EE | $18,425 | $5,714+222.5% | $5,011+267.7% | $6,690+175.4% |
| Admin fee / account holder | $2,108 | $17,133-87.7% | $10,958-80.8% | $13,392-84.3% |