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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,584 | $123,155-62.2% | $108,753-57.2% | $155,188-70.0% |
| Participation rate | 27.8% | 75.6%-47.9pp | 71.1%-43.3pp | 80.8%-53.0pp |
| Annual return | 13.86% | 44.73%-30.9pp | 37.47%-23.6pp | 148.84%-135.0pp |
| Employer contribution / active EE | $1,062 | $2,811-62.2% | $2,427-56.2% | $4,248-75.0% |
| Participant deferral / active EE | $3,029 | $4,623-34.5% | $4,115-26.4% | $6,531-53.6% |
| Admin fee / account holder | $55,868 | $12,126+360.7% | $10,320+441.4% | $14,480+285.8% |