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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,555 | $102,385+29.5% | $147,080-9.9% | $80,935+63.8% |
| Participation rate | 69.0% | 75.9%-6.9pp | 82.2%-13.2pp | 67.7%+1.3pp |
| Annual return | 14.38% | 135.09%-120.7pp | 420.17%-405.8pp | 35.66%-21.3pp |
| Employer contribution / active EE | $1,198 | $3,717-67.8% | $4,933-75.7% | $2,757-56.5% |
| Participant deferral / active EE | $6,773 | $6,651+1.8% | $8,066-16.0% | $4,299+57.5% |
| Admin fee / account holder | $539 | $7,951-93.2% | $12,989-95.8% | $6,924-92.2% |