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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,461 | $111,814+156.2% | $103,374+177.1% | $145,959+96.3% |
| Participation rate | 80.0% | 77.9%+2.1pp | 74.5%+5.5pp | 80.3%-0.3pp |
| Annual return | 12.29% | 24.77%-12.5pp | 24.89%-12.6pp | 561.95%-549.7pp |
| Employer contribution / active EE | $8,358 | $4,214+98.3% | $3,869+116.0% | $4,661+79.3% |
| Participant deferral / active EE | $8,527 | $5,618+51.8% | $5,058+68.6% | $6,689+27.5% |
| Admin fee / account holder | $1,599 | $9,754-83.6% | $8,394-81.0% | $13,398-88.1% |