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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $567,457 | $132,099+329.6% | $115,599+390.9% | $138,895+308.6% |
| Participation rate | 87.5% | 77.9%+9.6pp | 74.3%+13.2pp | 79.9%+7.6pp |
| Annual return | 14.46% | 176.76%-162.3pp | 111.10%-96.6pp | 145.39%-130.9pp |
| Employer contribution / active EE | $2,064 | $3,416-39.6% | $2,955-30.1% | $4,194-50.8% |
| Participant deferral / active EE | $8,901 | $5,617+58.5% | $4,889+82.1% | $6,396+39.2% |
| Admin fee / account holder | $3,918 | $15,650-75.0% | $12,841-69.5% | $12,562-68.8% |