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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $567,457 | $142,354+298.6% | $125,529+352.1% | $155,188+265.7% |
| Participation rate | 87.5% | 78.1%+9.4pp | 74.7%+12.8pp | 80.8%+6.7pp |
| Annual return | 14.46% | 306.06%-291.6pp | 202.56%-188.1pp | 148.84%-134.4pp |
| Employer contribution / active EE | $2,064 | $3,501-41.0% | $3,058-32.5% | $4,248-51.4% |
| Participant deferral / active EE | $8,901 | $5,491+62.1% | $4,813+85.0% | $6,531+36.3% |
| Admin fee / account holder | $3,918 | $19,392-79.8% | $16,298-76.0% | $14,480-72.9% |