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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,449 | $101,778-66.2% | $164,975-79.1% | $80,925-57.4% |
| Participation rate | 32.1% | 71.8%-39.7pp | 78.6%-46.5pp | 67.7%-35.5pp |
| Annual return | 22.13% | 16.73%+5.4pp | 70.12%-48.0pp | 35.65%-13.5pp |
| Employer contribution / active EE | $0 | $2,954-100.0% | $4,343-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $3,213 | $4,477-28.2% | $6,033-46.8% | $4,299-25.3% |
| Admin fee / account holder | $2,564 | $8,221-68.8% | $12,688-79.8% | $6,940-63.1% |