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| Provider | Service type | Compensation |
|---|---|---|
Filed as: RAYMOND JAMES Service code 15 · EIN 59-1237041 | Recordkeeping | $58,451 |
ADP BROKER-DEALER10+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,317 | $123,478+63.0% | $216,567-7.0% | $94,015+114.1% |
| Participation rate | 93.7% | 75.1%+18.6pp | 81.6%+12.0pp | 70.8%+22.8pp |
| Annual return | 4.83% | 23.61%-18.8pp | 12.94%-8.1pp | 17.84%-13.0pp |
| Employer contribution / active EE | $5,421 | $3,136+72.9% | $5,216+3.9% | $2,790+94.3% |
| Participant deferral / active EE | $6,210 | $4,556+36.3% | $6,191+0.3% | $4,249+46.1% |
| Admin fee / account holder | $488 | $12,753-96.2% | $21,981-97.8% | $8,951-94.6% |