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| Provider | Service type | Compensation |
|---|---|---|
Filed as: RAYMOND JAMES Service code 15 · EIN 59-1237041 | Recordkeeping | $58,451 |
ADP BROKER-DEALER10+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,317 | $108,825+85.0% | $156,181+28.9% | $82,448+144.2% |
| Participation rate | 93.7% | 72.4%+21.3pp | 78.8%+14.8pp | 68.1%+25.6pp |
| Annual return | 4.83% | 20.59%-15.8pp | 64.87%-60.0pp | 41.64%-36.8pp |
| Employer contribution / active EE | $5,421 | $2,870+88.9% | $4,294+26.2% | $2,551+112.5% |
| Participant deferral / active EE | $6,210 | $4,577+35.7% | $6,132+1.3% | $4,139+50.0% |
| Admin fee / account holder | $488 | $9,341-94.8% | $14,586-96.7% | $7,234-93.3% |