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| Provider | Service type | Compensation |
|---|---|---|
Filed as: RAYMOND JAMES Service code 15 · EIN 59-1237041 | Recordkeeping | $58,451 |
ADP BROKER-DEALER10+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,317 | $114,712+75.5% | $173,730+15.9% | $87,485+130.1% |
| Participation rate | 93.7% | 73.0%+20.7pp | 79.6%+14.1pp | 68.9%+24.7pp |
| Annual return | 4.83% | 20.18%-15.4pp | 19.96%-15.1pp | 26.06%-21.2pp |
| Employer contribution / active EE | $5,421 | $2,904+86.7% | $4,577+18.4% | $2,596+108.8% |
| Participant deferral / active EE | $6,210 | $4,642+33.8% | $6,326-1.8% | $4,274+45.3% |
| Admin fee / account holder | $488 | $10,210-95.2% | $17,523-97.2% | $7,775-93.7% |