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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,209 | $102,382+89.7% | $147,005+32.1% | $80,874+140.1% |
| Participation rate | 96.3% | 75.8%+20.4pp | 82.2%+14.1pp | 67.6%+28.6pp |
| Annual return | 19.25% | 134.89%-115.6pp | 418.76%-399.5pp | 35.62%-16.4pp |
| Employer contribution / active EE | $8,107 | $3,715+118.2% | $4,934+64.3% | $2,756+194.2% |
| Participant deferral / active EE | $7,520 | $6,646+13.2% | $8,070-6.8% | $4,297+75.0% |
| Admin fee / account holder | $10,395 | $7,942+30.9% | $13,006-20.1% | $6,935+49.9% |