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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,596 | $201,372-11.3% | $184,260-3.1% | $145,884+22.4% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 11.78% | 29.04%-17.3pp | 28.84%-17.1pp | 551.85%-540.1pp |
| Employer contribution / active EE | $1,950 | $7,024-72.2% | $6,427-69.7% | $4,662-58.2% |
| Participant deferral / active EE | $15,941 | $9,808+62.5% | $9,133+74.5% | $6,690+138.3% |
| Admin fee / account holder | $753 | $16,362-95.4% | $13,898-94.6% | $13,392-94.4% |