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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,839 | $212,386-4.5% | $199,883+1.5% | $138,895+46.0% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 10.48% | 47.75%-37.3pp | 43.81%-33.3pp | 145.39%-134.9pp |
| Employer contribution / active EE | $2,042 | $6,625-69.2% | $6,261-67.4% | $4,194-51.3% |
| Participant deferral / active EE | $16,508 | $9,617+71.7% | $9,138+80.6% | $6,396+158.1% |
| Admin fee / account holder | $92,980 | $18,233+410.0% | $17,268+438.5% | $12,562+640.2% |