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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,666 | $88,137+5.1% | $164,975-43.8% | $74,429+24.5% |
| Participation rate | 55.9% | 73.1%-17.2pp | 78.6%-22.7pp | 67.2%-11.3pp |
| Annual return | 15.96% | 17.13%-1.2pp | 70.12%-54.2pp | 1368.38%-1352.4pp |
| Employer contribution / active EE | $1,510 | $2,597-41.9% | $4,343-65.2% | $2,625-42.5% |
| Participant deferral / active EE | $4,183 | $4,501-7.1% | $6,033-30.7% | $4,348-3.8% |
| Admin fee / account holder | $1,802 | $2,231-19.3% | $12,688-85.8% | $1,944-7.3% |