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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,666 | $88,203+5.1% | $165,100-43.9% | $74,478+24.4% |
| Participation rate | 55.9% | 73.1%-17.2pp | 78.6%-22.7pp | 67.2%-11.3pp |
| Annual return | 15.96% | 17.13%-1.2pp | 70.21%-54.2pp | 1370.56%-1354.6pp |
| Employer contribution / active EE | $1,510 | $2,601-41.9% | $4,348-65.3% | $2,626-42.5% |
| Participant deferral / active EE | $4,183 | $4,505-7.1% | $6,035-30.7% | $4,350-3.8% |
| Admin fee / account holder | $1,802 | $2,235-19.4% | $12,696-85.8% | $1,946-7.4% |