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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,758 | $125,190+105.9% | $105,624+144.0% | $145,897+76.7% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 19.43% | 225.22%-205.8pp | 116.20%-96.8pp | 552.29%-532.9pp |
| Employer contribution / active EE | $3,897 | $3,720+4.7% | $3,168+23.0% | $4,663-16.4% |
| Participant deferral / active EE | $8,069 | $5,716+41.2% | $5,013+61.0% | $6,689+20.6% |
| Admin fee / account holder | $16,486 | $17,138-3.8% | $10,961+50.4% | $13,390+23.1% |