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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 PO BOX 735399 · DALLAS, TX 753735399 | Advisory (Plan) | $29,630 |
Filed as: EMPOWER LIFE & ANNUITY INSURANCE Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $27,677 |
Filed as: RESOURCES INVESTMENT ADVISORS, LLC Service code 28 4860 COLLEGE BLVD · OVERLAND PARK, KS 66211 | Investment Management | $2,587 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,476 | $54,213+59.5% | $93,696-7.7% | $77,736+11.2% |
| Participation rate | 64.3% | 64.0%+0.3pp | 68.7%-4.4pp | 70.6%-6.3pp |
| Annual return | 13.02% | 30.55%-17.5pp | 133.74%-120.7pp | 31.26%-18.2pp |
| Employer contribution / active EE | $586 | $1,168-49.8% | $2,422-75.8% | $2,728-78.5% |
| Participant deferral / active EE | $6,194 | $3,145+96.9% | $4,417+40.2% | $4,651+33.2% |
| Admin fee / account holder | $279 | $575-51.5% | $8,287-96.6% | $433-35.7% |