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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,765 | $167,415+6.2% | $140,514+26.5% | $198,609-10.5% |
| Participation rate | 87.5% | 80.9%+6.6pp | 77.8%+9.7pp | 82.4%+5.1pp |
| Annual return | 15.77% | 13.85%+1.9pp | 14.36%+1.4pp | 202.70%-186.9pp |
| Employer contribution / active EE | $2,825 | $4,088-30.9% | $3,378-16.4% | $5,055-44.1% |
| Participant deferral / active EE | $6,027 | $5,579+8.0% | $4,919+22.5% | $6,977-13.6% |
| Admin fee / account holder | $2,084 | $16,730-87.5% | $13,697-84.8% | $19,030-89.0% |