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| Provider | Service type | Compensation |
|---|---|---|
MCADAM LLC7 years Service code 27 · EIN 47-1994636 | Advisory (Plan) | $42,009 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$6,368 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,775 | $45,031+68.3% | $85,009-10.9% | $77,671-2.4% |
| Participation rate | 16.4% | 48.7%-32.3pp | 67.5%-51.1pp | 70.6%-54.2pp |
| Annual return | 14.53% | 79.22%-64.7pp | 66.47%-51.9pp | 31.21%-16.7pp |
| Employer contribution / active EE | $47 | $1,609-97.1% | $2,728-98.3% | $2,726-98.3% |
| Participant deferral / active EE | $1,837 | $2,807-34.5% | $4,522-59.4% | $4,648-60.5% |
| Admin fee / account holder | $149 | $912-83.7% | $6,153-97.6% | $430-65.5% |