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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,619 | $166,131-11.7% | $164,975-11.1% | $145,877+0.5% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.6%+1.4pp | 80.3%-0.3pp |
| Annual return | 11.88% | 100.37%-88.5pp | 70.12%-58.2pp | 551.28%-539.4pp |
| Employer contribution / active EE | $341 | $5,276-93.5% | $4,343-92.1% | $4,663-92.7% |
| Participant deferral / active EE | $5,993 | $6,962-13.9% | $6,033-0.7% | $6,691-10.4% |
| Admin fee / account holder | $352 | $16,648-97.9% | $12,688-97.2% | $13,402-97.4% |