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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $393,937 | $160,070+146.1% | $147,117+167.8% | $145,897+170.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 8.80% | 98.69%-89.9pp | 420.54%-411.7pp | 552.29%-543.5pp |
| Employer contribution / active EE | $4,163 | $5,285-21.2% | $4,932-15.6% | $4,663-10.7% |
| Participant deferral / active EE | $10,192 | $8,419+21.1% | $8,065+26.4% | $6,689+52.4% |
| Admin fee / account holder | $34,852 | $15,035+131.8% | $12,993+168.2% | $13,390+160.3% |