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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,748 | $87,166+56.9% | $76,735+78.2% | $137,256-0.4% |
| Participation rate | 66.7% | 74.4%-7.7pp | 69.5%-2.8pp | 80.0%-13.3pp |
| Annual return | 16.68% | 26.50%-9.8pp | 29.77%-13.1pp | 220.34%-203.7pp |
| Employer contribution / active EE | $2,095 | $2,904-27.9% | $2,454-14.6% | $4,156-49.6% |
| Participant deferral / active EE | $2,491 | $4,726-47.3% | $4,088-39.1% | $6,407-61.1% |
| Admin fee / account holder | $3,195 | $8,403-62.0% | $7,189-55.6% | $12,270-74.0% |