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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,432 | $78,520+92.9% | $96,576+56.8% | $82,448+83.7% |
| Participation rate | 94.9% | 77.7%+17.2pp | 81.4%+13.5pp | 68.1%+26.8pp |
| Annual return | 9.61% | 41.30%-31.7pp | 38.47%-28.9pp | 41.64%-32.0pp |
| Employer contribution / active EE | $1,130 | $2,630-57.0% | $3,553-68.2% | $2,551-55.7% |
| Participant deferral / active EE | $8,659 | $6,754+28.2% | $7,956+8.8% | $4,139+109.2% |
| Admin fee / account holder | $9,713 | $13,455-27.8% | $11,381-14.7% | $7,234+34.3% |