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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,553 | $77,472+77.6% | $100,415+37.0% | $80,959+69.9% |
| Participation rate | 93.2% | 76.9%+16.3pp | 81.5%+11.7pp | 67.7%+25.6pp |
| Annual return | 8.70% | 37.26%-28.6pp | 49.47%-40.8pp | 35.67%-27.0pp |
| Employer contribution / active EE | $1,111 | $2,800-60.3% | $3,943-71.8% | $2,757-59.7% |
| Participant deferral / active EE | $7,929 | $6,818+16.3% | $8,091-2.0% | $4,300+84.4% |
| Admin fee / account holder | $5,747 | $5,885-2.3% | $7,906-27.3% | $6,925-17.0% |