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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,118 | $105,284-20.1% | $150,734-44.2% | $94,015-10.5% |
| Participation rate | 100.0% | 71.7%+28.3pp | 78.4%+21.6pp | 70.8%+29.2pp |
| Annual return | 10.35% | 15.67%-5.3pp | 600.81%-590.5pp | 17.84%-7.5pp |
| Employer contribution / active EE | $4,769 | $3,599+32.5% | $4,918-3.0% | $2,790+70.9% |
| Participant deferral / active EE | $11,150 | $4,274+160.9% | $5,610+98.8% | $4,249+162.4% |
| Admin fee / account holder | $1,289 | $9,839-86.9% | $14,905-91.4% | $8,951-85.6% |