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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,118 | $93,345-9.9% | $119,126-29.4% | $87,485-3.8% |
| Participation rate | 100.0% | 68.7%+31.3pp | 75.8%+24.2pp | 68.9%+31.1pp |
| Annual return | 10.35% | 19.08%-8.7pp | 282.11%-271.8pp | 26.06%-15.7pp |
| Employer contribution / active EE | $4,769 | $3,172+50.4% | $4,034+18.2% | $2,596+83.7% |
| Participant deferral / active EE | $11,150 | $4,099+172.0% | $5,318+109.7% | $4,274+160.9% |
| Admin fee / account holder | $1,289 | $8,039-84.0% | $10,693-87.9% | $7,775-83.4% |