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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,118 | $88,672-5.1% | $105,223-20.1% | $82,448+2.0% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 10.35% | 30.86%-20.5pp | 180.65%-170.3pp | 41.64%-31.3pp |
| Employer contribution / active EE | $4,769 | $3,048+56.5% | $3,689+29.3% | $2,551+87.0% |
| Participant deferral / active EE | $11,150 | $4,036+176.3% | $5,072+119.8% | $4,139+169.4% |
| Admin fee / account holder | $1,289 | $7,146-82.0% | $8,859-85.4% | $7,234-82.2% |