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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,602 | $132,634-81.5% | $115,768-78.7% | $137,256-82.1% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 15.63% | 160.70%-145.1pp | 100.46%-84.8pp | 220.34%-204.7pp |
| Employer contribution / active EE | $2,303 | $3,360-31.5% | $2,940-21.7% | $4,156-44.6% |
| Participant deferral / active EE | $2,536 | $5,619-54.9% | $4,917-48.4% | $6,407-60.4% |
| Admin fee / account holder | $1,209 | $15,028-92.0% | $12,439-90.3% | $12,270-90.1% |