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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,288 | $125,190-83.0% | $105,624-79.8% | $145,897-85.4% |
| Participation rate | 88.2% | 77.6%+10.6pp | 75.3%+13.0pp | 80.3%+7.9pp |
| Annual return | 8.26% | 225.22%-217.0pp | 116.20%-107.9pp | 552.29%-544.0pp |
| Employer contribution / active EE | $1,848 | $3,720-50.3% | $3,168-41.7% | $4,663-60.4% |
| Participant deferral / active EE | $1,286 | $5,716-77.5% | $5,013-74.3% | $6,689-80.8% |
| Admin fee / account holder | $1,616 | $17,138-90.6% | $10,961-85.3% | $13,390-87.9% |