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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,555 | $97,648+88.0% | $121,663+50.9% | $87,485+109.8% |
| Participation rate | 37.8% | 70.5%-32.6pp | 74.5%-36.7pp | 68.9%-31.1pp |
| Annual return | 15.26% | 18.03%-2.8pp | 147.54%-132.3pp | 26.06%-10.8pp |
| Employer contribution / active EE | $0 | $2,300-100.0% | $3,020-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $2,013 | $3,923-48.7% | $4,887-58.8% | $4,274-52.9% |
| Admin fee / account holder | $39,641 | $11,100+257.1% | $14,289+177.4% | $7,775+409.9% |