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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $332,915 | $101,618+227.6% | $93,063+257.7% | $137,256+142.6% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 10.02% | 223.95%-213.9pp | 34.15%-24.1pp | 220.34%-210.3pp |
| Employer contribution / active EE | $10,226 | $2,707+277.7% | $2,476+313.0% | $4,156+146.1% |
| Participant deferral / active EE | $6,301 | $4,279+47.2% | $3,958+59.2% | $6,407-1.7% |
| Admin fee / account holder | $19,721 | $6,198+218.2% | $6,033+226.9% | $12,270+60.7% |