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| Provider | Service type | Compensation |
|---|---|---|
OSAIC WEALTH INC2 years Service code 27 10 EXCHANGE PLACE STE 1410 · JERSEY CITY, NJ 07302 | Advisory (Plan) | $33,542 |
PENTEGRA SERVICES, INC.3 years Filed as: PENTEGRA SERVICES INC Service code 13 701 WESTCHESTER AVE STE 320E · WHITE PLAINS, NY 10604 | Contract Administrator | $24,243 |
Filed as: SANSIVERI KIMBALL & CO LLP Service code 10 50 HOLDEN ST · PROVIDENCE, RI 02908 | Accounting | $19,400 |
FLEXPATH STRATEGIES, LLC3 years Filed as: FLEXPATH STRATEGIES LLC Service code 99 120 VANTIS STE400 · ALISO VIEJO, CA 92656 | Other Fees | $13,974 |
Service code 99 513 BROADWAY · NEWPORT, RI 02840 | Other Fees | $240 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,088 | $145,174-38.6% | $182,262-51.1% | $69,255+28.6% |
| Participation rate | 98.8% | 77.3%+21.6pp | 84.2%+14.6pp | 69.0%+29.8pp |
| Annual return | 9.02% | 24.21%-15.2pp | 140.60%-131.6pp | 26.73%-17.7pp |
| Employer contribution / active EE | $2,449 | $4,864-49.7% | $5,046-51.5% | $2,645-7.4% |
| Participant deferral / active EE | $7,706 | $7,7030% | $8,276-6.9% | $2,890+166.6% |
| Admin fee / account holder | $313 | $791-60.5% | $16,712-98.1% | $733-57.3% |