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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,694 | $95,453-5.0% | $112,040-19.1% | $82,448+10.0% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 10.67% | 23.92%-13.2pp | 24.52%-13.8pp | 41.64%-31.0pp |
| Employer contribution / active EE | $5,129 | $2,318+121.3% | $2,954+73.6% | $2,551+101.1% |
| Participant deferral / active EE | $5,490 | $4,224+30.0% | $5,098+7.7% | $4,139+32.6% |
| Admin fee / account holder | $19,815 | $9,013+119.8% | $12,098+63.8% | $7,234+173.9% |