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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,694 | $97,550-7.0% | $120,344-24.6% | $87,485+3.7% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.7%+23.3pp | 68.9%+31.1pp |
| Annual return | 10.67% | 18.41%-7.7pp | 20.30%-9.6pp | 26.06%-15.4pp |
| Employer contribution / active EE | $5,129 | $2,291+123.9% | $3,020+69.8% | $2,596+97.6% |
| Participant deferral / active EE | $5,490 | $4,230+29.8% | $5,135+6.9% | $4,274+28.5% |
| Admin fee / account holder | $19,815 | $9,543+107.6% | $12,742+55.5% | $7,775+154.9% |