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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,701 | $88,137+55.1% | $164,975-17.1% | $74,429+83.7% |
| Participation rate | 64.9% | 73.1%-8.3pp | 78.6%-13.8pp | 67.2%-2.4pp |
| Annual return | 16.18% | 17.13%-1.0pp | 70.12%-53.9pp | 1368.38%-1352.2pp |
| Employer contribution / active EE | $2,421 | $2,597-6.8% | $4,343-44.3% | $2,625-7.8% |
| Participant deferral / active EE | $5,063 | $4,501+12.5% | $6,033-16.1% | $4,348+16.4% |
| Admin fee / account holder | $10,023 | $2,231+349.1% | $12,688-21.0% | $1,944+415.5% |