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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,701 | $88,203+55.0% | $165,100-17.2% | $74,478+83.5% |
| Participation rate | 64.9% | 73.1%-8.3pp | 78.6%-13.8pp | 67.2%-2.4pp |
| Annual return | 16.18% | 17.13%-1.0pp | 70.21%-54.0pp | 1370.56%-1354.4pp |
| Employer contribution / active EE | $2,421 | $2,601-6.9% | $4,348-44.3% | $2,626-7.8% |
| Participant deferral / active EE | $5,063 | $4,505+12.4% | $6,035-16.1% | $4,350+16.4% |
| Admin fee / account holder | $10,023 | $2,235+348.4% | $12,696-21.1% | $1,946+415.1% |