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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,967 | $166,268+19.7% | $165,100+20.5% | $145,897+36.4% |
| Participation rate | 95.5% | 82.0%+13.4pp | 78.6%+16.8pp | 80.3%+15.1pp |
| Annual return | 13.42% | 100.52%-87.1pp | 70.21%-56.8pp | 552.29%-538.9pp |
| Employer contribution / active EE | $2,912 | $5,284-44.9% | $4,348-33.0% | $4,663-37.6% |
| Participant deferral / active EE | $8,663 | $6,964+24.4% | $6,035+43.5% | $6,689+29.5% |
| Admin fee / account holder | $438 | $16,659-97.4% | $12,696-96.6% | $13,390-96.7% |