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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,391 | $99,921-77.6% | $85,009-73.7% | $145,959-84.7% |
| Participation rate | 83.3% | 74.1%+9.2pp | 67.5%+15.8pp | 80.3%+3.0pp |
| Annual return | 14.51% | 83.89%-69.4pp | 66.47%-52.0pp | 561.95%-547.4pp |
| Employer contribution / active EE | $4,850 | $3,233+50.0% | $2,728+77.8% | $4,661+4.1% |
| Participant deferral / active EE | $4,783 | $5,293-9.6% | $4,522+5.8% | $6,689-28.5% |
| Admin fee / account holder | $4,112 | $7,252-43.3% | $6,153-33.2% | $13,398-69.3% |