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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,669 | $111,830-40.4% | $93,696-28.8% | $145,884-54.3% |
| Participation rate | 87.5% | 74.2%+13.3pp | 68.7%+18.8pp | 80.3%+7.2pp |
| Annual return | 14.80% | 204.08%-189.3pp | 133.74%-118.9pp | 551.85%-537.0pp |
| Employer contribution / active EE | $7,237 | $3,093+134.0% | $2,422+198.8% | $4,662+55.2% |
| Participant deferral / active EE | $5,160 | $4,920+4.9% | $4,417+16.8% | $6,690-22.9% |
| Admin fee / account holder | $25,006 | $10,249+144.0% | $8,287+201.8% | $13,392+86.7% |