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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,669 | $111,787-40.4% | $93,681-28.8% | $145,978-54.3% |
| Participation rate | 87.5% | 74.2%+13.3pp | 68.7%+18.8pp | 80.3%+7.2pp |
| Annual return | 14.80% | 203.52%-188.7pp | 133.47%-118.7pp | 550.52%-535.7pp |
| Employer contribution / active EE | $7,237 | $3,093+134.0% | $2,422+198.8% | $4,662+55.2% |
| Participant deferral / active EE | $5,160 | $4,918+4.9% | $4,415+16.9% | $6,690-22.9% |
| Admin fee / account holder | $25,006 | $10,256+143.8% | $8,290+201.6% | $13,400+86.6% |