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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $480,945 | $80,812+495.1% | $160,784+199.1% | $82,448+483.3% |
| Participation rate | 88.5% | 66.2%+22.2pp | 77.0%+11.5pp | 68.1%+20.4pp |
| Annual return | 15.10% | 100.59%-85.5pp | 1803.92%-1788.8pp | 41.64%-26.5pp |
| Employer contribution / active EE | $7,889 | $2,174+262.9% | $3,733+111.3% | $2,551+209.3% |
| Participant deferral / active EE | $12,775 | $4,335+194.7% | $6,293+103.0% | $4,139+208.6% |
| Admin fee / account holder | $36,889 | $7,695+379.4% | $9,717+279.6% | $7,234+409.9% |