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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $480,945 | $109,782+338.1% | $260,467+84.6% | $94,015+411.6% |
| Participation rate | 88.5% | 67.2%+21.3pp | 80.5%+8.0pp | 70.8%+17.6pp |
| Annual return | 15.10% | 18.60%-3.5pp | 100.60%-85.5pp | 17.84%-2.7pp |
| Employer contribution / active EE | $7,889 | $2,147+267.5% | $4,239+86.1% | $2,790+182.8% |
| Participant deferral / active EE | $12,775 | $4,044+215.9% | $6,319+102.1% | $4,249+200.6% |
| Admin fee / account holder | $36,889 | $11,958+208.5% | $15,461+138.6% | $8,951+312.1% |