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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $480,945 | $90,400+432.0% | $186,193+158.3% | $87,485+449.7% |
| Participation rate | 88.5% | 66.2%+22.3pp | 77.1%+11.4pp | 68.9%+19.5pp |
| Annual return | 15.10% | 22.15%-7.0pp | 78.03%-62.9pp | 26.06%-11.0pp |
| Employer contribution / active EE | $7,889 | $2,170+263.5% | $3,918+101.3% | $2,596+203.9% |
| Participant deferral / active EE | $12,775 | $4,330+195.0% | $6,513+96.1% | $4,274+198.9% |
| Admin fee / account holder | $36,889 | $8,673+325.3% | $11,058+233.6% | $7,775+374.5% |