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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,741 | $117,895+158.5% | $102,460+197.4% | $145,897+108.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 17.89% | 31.92%-14.0pp | 29.47%-11.6pp | 552.29%-534.4pp |
| Employer contribution / active EE | $3,575 | $3,619-1.2% | $3,025+18.2% | $4,663-23.3% |
| Participant deferral / active EE | $10,839 | $5,736+89.0% | $5,056+114.4% | $6,689+62.0% |
| Admin fee / account holder | $14,768 | $13,353+10.6% | $9,460+56.1% | $13,390+10.3% |