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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,733 | $126,661+173.7% | $113,397+205.8% | $138,895+149.6% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 11.51% | 25.05%-13.5pp | 23.20%-11.7pp | 145.39%-133.9pp |
| Employer contribution / active EE | $3,933 | $3,456+13.8% | $2,977+32.1% | $4,194-6.2% |
| Participant deferral / active EE | $11,587 | $5,693+103.6% | $5,076+128.3% | $6,396+81.2% |
| Admin fee / account holder | $6,652 | $14,549-54.3% | $11,957-44.4% | $12,562-47.0% |