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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,866 | $67,823-13.2% | $52,425+12.3% | $137,256-57.1% |
| Participation rate | 90.5% | 63.9%+26.6pp | 55.6%+34.9pp | 80.0%+10.5pp |
| Annual return | 15.62% | 219.11%-203.5pp | 302.12%-286.5pp | 220.34%-204.7pp |
| Employer contribution / active EE | $0 | $1,163-100.0% | $914-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $3,384 | $2,288+47.9% | $1,790+89.0% | $6,407-47.2% |
| Admin fee / account holder | $2,013 | $2,844-29.2% | $2,495-19.3% | $12,270-83.6% |