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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,372 | $129,737-15.7% | $119,126-8.2% | $154,746-29.3% |
| Participation rate | 92.3% | 78.9%+13.5pp | 75.8%+16.5pp | 80.7%+11.6pp |
| Annual return | 8.20% | 379.08%-370.9pp | 282.11%-273.9pp | 172.34%-164.1pp |
| Employer contribution / active EE | $3,299 | $4,375-24.6% | $4,034-18.2% | $4,379-24.7% |
| Participant deferral / active EE | $2,739 | $5,842-53.1% | $5,318-48.5% | $6,730-59.3% |
| Admin fee / account holder | $707 | $11,961-94.1% | $10,693-93.4% | $14,365-95.1% |