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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,308 | $86,938+102.8% | $102,423+72.1% | $80,925+117.9% |
| Participation rate | 80.0% | 72.4%+7.6pp | 76.5%+3.5pp | 67.7%+12.3pp |
| Annual return | 8.57% | 18.89%-10.3pp | 29.42%-20.8pp | 35.65%-27.1pp |
| Employer contribution / active EE | $3,923 | $2,369+65.6% | $3,023+29.8% | $2,756+42.3% |
| Participant deferral / active EE | $5,724 | $4,120+38.9% | $5,054+13.3% | $4,299+33.2% |
| Admin fee / account holder | $6,364 | $8,053-21.0% | $9,455-32.7% | $6,940-8.3% |