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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,308 | $86,922+102.8% | $102,438+72.1% | $80,874+118.0% |
| Participation rate | 80.0% | 72.4%+7.6pp | 76.5%+3.5pp | 67.6%+12.4pp |
| Annual return | 8.57% | 18.90%-10.3pp | 29.37%-20.8pp | 35.62%-27.0pp |
| Employer contribution / active EE | $3,923 | $2,369+65.6% | $3,024+29.7% | $2,756+42.4% |
| Participant deferral / active EE | $5,724 | $4,119+39.0% | $5,054+13.3% | $4,297+33.2% |
| Admin fee / account holder | $6,364 | $8,050-20.9% | $9,448-32.6% | $6,935-8.2% |