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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,977 | $86,949-11.5% | $102,460-24.9% | $80,959-4.9% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 9.57% | 18.89%-9.3pp | 29.47%-19.9pp | 35.67%-26.1pp |
| Employer contribution / active EE | $5,458 | $2,370+130.3% | $3,025+80.4% | $2,757+98.0% |
| Participant deferral / active EE | $3,478 | $4,121-15.6% | $5,056-31.2% | $4,300-19.1% |
| Admin fee / account holder | $6,401 | $8,048-20.5% | $9,460-32.3% | $6,925-7.6% |