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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,977 | $86,922-11.4% | $102,438-24.9% | $80,874-4.8% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.6%+32.4pp |
| Annual return | 9.57% | 18.90%-9.3pp | 29.37%-19.8pp | 35.62%-26.0pp |
| Employer contribution / active EE | $5,458 | $2,369+130.4% | $3,024+80.5% | $2,756+98.1% |
| Participant deferral / active EE | $3,478 | $4,119-15.5% | $5,054-31.2% | $4,297-19.0% |
| Admin fee / account holder | $6,401 | $8,050-20.5% | $9,448-32.3% | $6,935-7.7% |