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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $510,320 | $88,815+474.6% | $81,882+523.2% | $145,897+249.8% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 6.30% | 1033.75%-1027.5pp | 779.47%-773.2pp | 552.29%-546.0pp |
| Employer contribution / active EE | $0 | $3,086-100.0% | $2,916-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $1,988 | $4,647-57.2% | $4,323-54.0% | $6,689-70.3% |
| Admin fee / account holder | $9,904 | $8,434+17.4% | $7,360+34.6% | $13,390-26.0% |