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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,407 | $47,105+234.2% | $68,368+130.2% | $67,986+131.5% |
| Participation rate | 56.6% | 51.8%+4.8pp | 73.8%-17.1pp | 57.2%-0.6pp |
| Annual return | 15.09% | 48.37%-33.3pp | 292.57%-277.5pp | 31.67%-16.6pp |
| Employer contribution / active EE | $1,314 | $1,859-29.3% | $2,649-50.4% | $2,019-34.9% |
| Participant deferral / active EE | $2,870 | $2,374+20.9% | $4,123-30.4% | $3,358-14.5% |
| Admin fee / account holder | $6,519 | $2,435+167.7% | $5,150+26.6% | $3,203+103.5% |