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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,207 | $60,504+138.3% | $81,882+76.1% | $74,478+93.6% |
| Participation rate | 61.4% | 62.9%-1.5pp | 72.4%-11.0pp | 67.2%-5.8pp |
| Annual return | 14.69% | 16.91%-2.2pp | 779.47%-764.8pp | 1370.56%-1355.9pp |
| Employer contribution / active EE | $1,344 | $2,627-48.8% | $2,916-53.9% | $2,626-48.8% |
| Participant deferral / active EE | $3,375 | $3,400-0.7% | $4,323-21.9% | $4,350-22.4% |
| Admin fee / account holder | $7,056 | $1,492+373.0% | $7,360-4.1% | $1,946+262.6% |