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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,407 | $45,900+242.9% | $94,057+67.4% | $64,340+144.7% |
| Participation rate | 56.6% | 50.6%+6.1pp | 73.3%-16.7pp | 55.2%+1.4pp |
| Annual return | 15.09% | 50.47%-35.4pp | 480.62%-465.5pp | 24.14%-9.1pp |
| Employer contribution / active EE | $1,314 | $1,612-18.5% | $2,933-55.2% | $1,862-29.4% |
| Participant deferral / active EE | $2,870 | $2,102+36.5% | $4,709-39.1% | $2,980-3.7% |
| Admin fee / account holder | $6,519 | $3,143+107.4% | $7,244-10.0% | $3,703+76.1% |