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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,743 | $124,425+78.2% | $112,040+97.9% | $137,256+61.6% |
| Participation rate | 90.9% | 79.3%+11.6pp | 76.5%+14.4pp | 80.0%+10.9pp |
| Annual return | 17.15% | 24.72%-7.6pp | 24.52%-7.4pp | 220.34%-203.2pp |
| Employer contribution / active EE | $4,870 | $3,411+42.8% | $2,954+64.9% | $4,156+17.2% |
| Participant deferral / active EE | $11,913 | $5,718+108.3% | $5,098+133.7% | $6,407+85.9% |
| Admin fee / account holder | $793 | $15,207-94.8% | $12,098-93.4% | $12,270-93.5% |