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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,743 | $136,860+62.0% | $120,344+84.3% | $154,746+43.3% |
| Participation rate | 90.9% | 79.9%+11.0pp | 76.7%+14.2pp | 80.7%+10.2pp |
| Annual return | 17.15% | 21.38%-4.2pp | 20.30%-3.2pp | 172.34%-155.2pp |
| Employer contribution / active EE | $4,870 | $3,533+37.9% | $3,020+61.3% | $4,379+11.2% |
| Participant deferral / active EE | $11,913 | $5,793+105.6% | $5,135+132.0% | $6,730+77.0% |
| Admin fee / account holder | $793 | $15,393-94.8% | $12,742-93.8% | $14,365-94.5% |