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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $752,133 | $111,535+574.3% | $105,223+614.8% | $137,256+448.0% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 5.84% | 237.85%-232.0pp | 180.65%-174.8pp | 220.34%-214.5pp |
| Employer contribution / active EE | $20,073 | $3,939+409.5% | $3,689+444.2% | $4,156+383.0% |
| Participant deferral / active EE | $11,401 | $5,500+107.3% | $5,072+124.8% | $6,407+78.0% |
| Admin fee / account holder | $38 | $9,721-99.6% | $8,859-99.6% | $12,270-99.7% |