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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,908 | $124,980-84.9% | $108,359-82.6% | $154,746-87.8% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 13.96% | 45.00%-31.0pp | 36.89%-22.9pp | 172.34%-158.4pp |
| Employer contribution / active EE | $2,597 | $2,851-8.9% | $2,399+8.2% | $4,379-40.7% |
| Participant deferral / active EE | $708 | $4,743-85.1% | $4,137-82.9% | $6,730-89.5% |
| Admin fee / account holder | $540 | $11,502-95.3% | $9,741-94.5% | $14,365-96.2% |