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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,499 | $117,846-7.1% | $102,434+6.9% | $145,884-24.9% |
| Participation rate | 0.0% | 78.6%-78.6pp | 76.5%-76.5pp | 80.3%-80.3pp |
| Annual return | 15.00% | 31.90%-16.9pp | 29.46%-14.5pp | 551.85%-536.8pp |
| Employer contribution / active EE | $4,829 | $3,615+33.6% | $3,023+59.7% | $4,662+3.6% |
| Participant deferral / active EE | $9,650 | $5,733+68.3% | $5,055+90.9% | $6,690+44.3% |
| Admin fee / account holder | $114,762 | $13,356+759.3% | $9,462+1112.9% | $13,392+757.0% |